How to Apply for FESCO Bill Installments 2025

Introduction

Electricity bills in Pakistan are becoming more challenging for households and businesses due to rising fuel prices, taxes, and additional surcharges. Many families in Faisalabad and surrounding areas under FESCO (Faisalabad Electric Supply Company) face difficulties when a single month’s bill becomes unexpectedly high. FESCO Bill Installments

To ease this financial burden, FESCO allows consumers to apply for bill installments, so they can pay their dues in smaller, manageable amounts. In this comprehensive guide, you will learn everything about FESCO bill installment plans, including eligibility, documents required, step-by-step application procedure, and useful tips to ensure approval. FESCO Bill Installments

Why FESCO Bill Installments Are Important?

Electricity is a basic necessity, but sudden increases in monthly bills can create stress. Installments help by:

Reducing immediate financial pressure
Preventing disconnection due to non-payment
Allowing families to manage their budget more effectively
Giving businesses breathing room to handle high utility costs

For example, if your electricity bill is 18,000 PKR and you cannot pay it in one go, FESCO may allow you to split it into 3 installments of 6,000 PKR each.

Eligibility Criteria for FESCO Installments

Not every consumer automatically qualifies for installments. FESCO generally considers applications based on: FESCO Bill Installments

Bill Type: Domestic, commercial, or industrial
Bill Amount: Usually higher bills qualify for installment requests
Consumer Record: Regular bill payers with no defaults have higher chances
Reason for Request: Genuine financial difficulty or unexpected extra charges (like FPA or surcharges)

Tip: If you have a good payment history, your application is more likely to be approved.

Documents Required for FESCO Bill Installments

Before visiting your local FESCO office, prepare the following documents:

Latest electricity bill copy
Photocopy of your CNIC (Computerized National Identity Card)
Written application addressed to the Sub-Divisional Officer (SDO) / XEN
Optional: Any proof of financial hardship (salary slip, pension slip, etc.)

Step-by-Step Guide: How to Apply for FESCO Bill Installments

Step 1: Visit Nearest FESCO Sub-Division Office

Locate your nearest FESCO customer service center or sub-division office. Take your bill and CNIC copy with you. FESCO Bill Installments

Step 2: Write an Application

Write a clear application to the SDO/XEN. Mention:

Your name and reference number (from the bill)
Amount of bill
Reason for requesting installments (e.g., financial issue, sudden increase in charges)
Number of installments required (2, 3, or more)

Step 3: Submit the Application

Submit it at the customer desk or directly to the officer in charge.

Step 4: Review and Approval

The concerned officer reviews your case. General rules:

Domestic consumers may get up to 3 installments
Commercial/Industrial consumers may get up to 6 installments depending on usage

Step 5: Receive Revised Bill

If approved, you will be given a new bill showing installment amounts.

Step 6: Pay the First Installment

Your installment plan only becomes valid after you pay the first installment before the due date.

Step 7: Continue Paying Remaining Installments

Make sure you pay each installment on time. If you miss one, the facility may be cancelled and you may be required to clear the full remaining amount. FESCO Bill Installments

Example of Installment Plan

Suppose your bill is 15,000 PKR and FESCO approves 3 installments:

1st Month: 5,000 PKR
2nd Month: 5,000 PKR
3rd Month: 5,000 PKR

This breakdown helps you manage your expenses without stress.

Important Conditions for FESCO Installments

Installments are approved at the discretion of the SDO/XEN
Installments may include surcharges or late fees
If you default on one installment, the facility may be cancelled
Not all consumers may be approved—case-by-case decision

FAQs About FESCO Bill Installments

Q1: Can I apply for installments online?

Currently, FESCO does not provide an online installment application system. You must visit the local office.

Q2: How many installments can I get?

Domestic consumers usually get up to 3 installments, while commercial or industrial users can request more, depending on approval.

Q3: Will there be extra charges?

Yes, sometimes late payment surcharges or installment charges may apply.

Q4: Can I apply every month?

No, FESCO generally does not allow frequent installment applications unless there is a genuine emergency.

Pro Tips for Getting Approval Quickly

Apply before the bill due date
Maintain a good payment history
Keep your documents ready
Be polite and professional when meeting the officer
Request a reasonable number of installments (not too many)

Conclusion

Applying for FESCO bill installments is a practical solution for families and businesses struggling with high electricity bills. By following the step-by-step process, preparing documents, and maintaining a good payment record, you can easily get approval and manage your electricity costs in a stress-free way.